25 Sample Letters for Borrowing Money from a Friend

Friendship, as we know, is about more than just sharing good times together. It often involves providing emotional, and at times, financial support during periods of hardship.

While asking a friend for financial help can be tough, there’s no shame in it. It’s all about approaching the matter respectfully, honestly, and with consideration. Here are 25 sample letters to guide you in such a situation.

25 Sample Letters: Borrowing Money from a Friend

sample letter borrowing money from friend

Sample 1 – The Straightforward Ask

Dear [Friend’s Name],

I hope this letter finds you well. I am writing to ask for your financial assistance. I have come across some unexpected expenses and need to borrow $500. I plan to pay you back by the end of next month. Thank you for considering my request.

Best, [Your Name]

Sample 2 – The Sensitive Approach

Dear [Friend’s Name],

I trust this letter finds you in good spirits. I am facing a financial challenge and was hoping you could help. I need to borrow $300, and I promise to repay you within the next two months. Please let me know if this is feasible for you.

Kind regards, [Your Name]

Sample 3 – The Grateful Approach

Dear [Friend’s Name],

I hope you are doing well. I’m reaching out because I am in a bit of a bind financially. I need to borrow $1000, and I am happy to discuss a comfortable repayment plan with you. Your help would mean the world to me.

Thank you, [Your Name]

Sample 4 – The Humble Request

Dear [Friend’s Name],

I hope this letter finds you well. I am currently facing some financial difficulties and need to borrow $200. I understand if you are unable to assist, but if you can, it would be greatly appreciated.

Yours, [Your Name]

Sample 5 – The Respectful Plea

Dear [Friend’s Name],

I trust you are well. I am going through a difficult time financially, and I was wondering if you could lend me $700. I intend to repay you within three months. Please let me know your thoughts.

Warm regards, [Your Name]

Sample 6 – The Apologetic Approach

Dear [Friend’s Name],

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I hope you are in good health. I feel uneasy having to write this letter, but I am in a financial pickle and need to borrow $600. I will strive to repay you within six weeks. I appreciate your understanding.

Thank you, [Your Name]

Sample 7 – The Comforting Promise

Dear [Friend’s Name],

I trust this letter finds you in good spirits. I am writing to ask if I could borrow $1500. I understand if you can’t, but if you can, I guarantee to pay you back within four months. Please take your time to consider.

Sincerely, [Your Name]

Sample 8 – The Understanding Appeal

Dear [Friend’s Name],

I hope you are well. I find myself in a tough financial situation and need to borrow $900. I completely understand if you are unable to assist, but if you can, it would mean a lot to me.

Best, [Your Name]

Sample 9 – The Emotional Request

Dear [Friend’s Name],

I trust you are doing well. I am currently going through a tough phase and need to borrow $1200. I would appreciate it if you could help, but I understand if you can’t.

Kind regards, [Your Name]

Sample 10 – The Hopeful Approach

Dear [Friend’s Name],

I hope this letter finds you well. I’m writing with a bit of a heavy heart as I am facing some financial hurdles. I need to borrow $800 and was hoping you could help. I promise to repay within a reasonable timeframe.

Thank you, [Your Name]

Sample 11 – The Careful Request

Dear [Friend’s Name],

I hope you’re keeping well. I’m currently in a bit of a tight spot financially, and I need to borrow $450. I understand if this is not possible for you right now, but if it is, I’d be extremely grateful.

Sincerely, [Your Name]

Sample 12 – The Kind Plea

Dear [Friend’s Name],

I trust you are in good health. I’m writing this letter with a heavy heart to ask for your financial assistance. I need to borrow $350. I understand this is not a small amount and will endeavour to repay it as soon as I can.

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Best wishes, [Your Name]

Sample 13 – The Gracious Ask

Dear [Friend’s Name],

I hope this message finds you well. I am currently experiencing a financial shortfall and need to borrow $750. I understand if this isn’t feasible for you, but if you can help, I would greatly appreciate it.

Kindly, [Your Name]

Sample 14 – The Reassuring Request

Dear [Friend’s Name],

I trust everything is well with you. I’m going through a rough patch and need to borrow $550. I assure you I would not ask if it were not urgent and will repay you as quickly as possible.

Yours truly, [Your Name]

Sample 15 – The Straightforward Plea

Dear [Friend’s Name],

I hope this letter finds you in good health and spirits. I am currently in a tough financial situation and need to borrow $650. I understand if this is not possible, but if you can help, I promise to repay you within a few months.

Warm regards, [Your Name]

Sample 16 – The Polite Appeal

Dear [Friend’s Name],

I trust this finds you well. I am facing a financial crisis and need to borrow $950. I understand if this is not convenient for you, but if you can help, I would be forever grateful.

Best, [Your Name]

Sample 17 – The Sincere Request

Dear [Friend’s Name],

I hope you’re doing well. I’m currently facing some unexpected expenses and need to borrow $300. I understand if this is not possible, but if you’re able to help, I would be immensely thankful.

Yours sincerely, [Your Name]

Sample 18 – The Honest Appeal

Dear [Friend’s Name],

I trust you are well. I am writing to ask for your help in a difficult financial situation. I need to borrow $850. I understand if this isn’t feasible for you, but if you can assist, it would mean the world to me.

Best wishes, [Your Name]

Sample 19 – The Considerate Ask

Dear [Friend’s Name],

I hope this letter finds you well. I am currently going through a tough financial time and need to borrow $400. I understand if this is not convenient for you, but if you can, I promise to repay you in the shortest possible time.

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Kind regards, [Your Name]

Sample 20 – The Courteous Plea

Dear [Friend’s Name],

I trust you’re keeping well. I’m writing to ask if I could borrow $1,200. I understand if you’re unable to assist, but if you can, I assure you that I will repay it within a few months.

Yours, [Your Name]

Sample 21 – The Earnest Request

Dear [Friend’s Name],

I hope you are doing well. I find myself in a financial bind and need to borrow $200. I understand if you can’t assist me, but if you can, it would be deeply appreciated.

Best regards, [Your Name]

Sample 22 – The Tactful Appeal

Dear [Friend’s Name],

I trust this finds you in good spirits. I am currently facing some financial struggles and was hoping to borrow $1,000. I understand if this isn’t feasible for you, but if you can help, I promise to pay you back as soon as I can.

Kindly, [Your Name]

Sample 23 – The Cautious Ask

Dear [Friend’s Name],

I hope this letter finds you well. I am currently going through a tough financial phase and need to borrow $650. I understand if you can’t assist, but if you can, it would be deeply appreciated.

Best wishes, [Your Name]

Sample 24 – The Modest Plea

Dear [Friend’s Name],

I trust you are well. I’m writing this letter to ask if I could borrow $900. I understand if this is not possible, but if you can assist, I assure you I will repay it within the agreed time frame.

Sincerely, [Your Name]

Sample 25 – The Appreciative Appeal

Dear [Friend’s Name],

I hope this message finds you well. I’m in a bit of a financial crunch and need to borrow $500. I understand if this isn’t feasible for you, but if you can help, I will be forever grateful and promise to repay you as soon as possible.

Warm regards, [Your Name]