Closing a bank account may seem like a daunting task. But worry not! Here, we provide 25 simple yet effective sample letters you can use as templates for your own situation. Always remember to replace the information in brackets with your own details.
25 Sample Letters to Close Bank Account
Sample 1 – Basic Bank Account Closure Request
Subject: Request for Bank Account Closure
Dear [Bank Manager],
I kindly request you to close my savings/current account number [123456789] held at your branch. Please disburse the remaining balance to me by check, payable to [Your Name], and send it to my address.
Thank you,
[Your Name]
Sample 2 – Closure Request Due to Unsatisfactory Services
Subject: Account Closure due to Unsatisfactory Services
Dear [Bank Manager],
I wish to close my savings/current account number [123456789] due to unsatisfactory services. Please proceed with the closure and disburse the remaining balance as per my instructions.
Best Regards,
[Your Name]
Sample 3 – Closure Request due to Relocation
Subject: Account Closure due to Relocation
Dear [Bank Manager],
As I am relocating, I request you to close my account number [123456789]. Please send the remaining balance as a check to my new address.
Warm Regards,
[Your Name]
Sample 4 – Closure Request due to Account Inactivity
Subject: Account Closure due to Inactivity
Dear [Bank Manager],
My account number [123456789] has been inactive for some time. To avoid any fees or charges associated with this, I request you to close it. Kindly send the remaining balance as a check to my address.
Thank you,
[Your Name]
Sample 5 – Closure Request due to Change in Employment
Subject: Account Closure due to Change in Employment
Dear [Bank Manager],
My employment has recently changed and, as a result, I’d like to close my account number [123456789]. Please disburse the remaining balance as per my instructions.
Best Regards,
[Your Name]
Sample 6 – Closure Request due to Retirement
Subject: Account Closure due to Retirement
Dear [Bank Manager],
I am retiring and would like to close my account number [123456789]. Please close the account and disburse the remaining balance as per my instructions.
Warm Regards,
[Your Name]
Sample 7 – Closure Request due to Change in Marital Status
Subject: Account Closure due to Change in Marital Status
Dear [Bank Manager],
My marital status has recently changed, and I would like to close my account number [123456789]. Please close the account and send the remaining balance as a check to my address.
Thank you,
[Your Name]
Sample 8 – Closure Request due to Switching Banks
Subject: Account Closure due to Switching Banks
Dear [Bank Manager],
I’ve decided to switch to a different bank and would like to close my account number [123456789]. Please disburse the remaining balance as per my instructions.
Best Regards,
[Your Name]
Sample 9 – Closure Request due to Opening a Joint Account
Subject: Account Closure due to Opening a Joint Account
Dear [Bank Manager],
I am planning to open a joint account and would like to close my account number [123456789]. Please close the account and disburse the remaining balance as per my instructions.
Warm Regards,
[Your Name]
Sample 10 – Closure Request due to Bank’s Unfavorable Policies
Subject: Account Closure due to Unfavorable Policies
Dear [Bank Manager],
I am writing to inform you that I wish to close my account number [123456789]. The reason for my decision is my dissatisfaction with certain policies implemented by your bank. I believe these policies do not align with my financial needs or expectations. Please proceed with the closure process and disburse the remaining balance as per my instructions.
Thank you for your attention to this matter.
Best Regards,
[Your Name]
Sample 11 – Closure Request for a Business Account
Subject: Business Account Closure Request
Dear [Bank Manager],
I kindly request you to close our business account number [123456789] held at your branch. Please disburse the remaining balance as per our instructions.
Thank you,
[Your Name]
Sample 12 – Closure Request due to Death of Account Holder
Subject: Account Closure due to Death of Account Holder
Dear [Bank Manager],
As the legal heir of the late [Account Holder’s Name], I request the closure of his/her account number [123456789]. Please disburse the remaining balance to me as a check payable to [Your Name], and send it to my address.
Best Regards,
[Your Name]
Sample 13 – Closure Request due to Financial Difficulties
Subject: Account Closure due to Financial Difficulties
Dear [Bank Manager],
Due to unforeseen financial difficulties, I request the closure of my account number [123456789]. Please disburse the remaining balance as per my instructions.
Warm Regards,
[Your Name]
Sample 14 – Closure Request for a Dormant Account
Subject: Dormant Account Closure Request
Dear [Bank Manager],
My account number [123456789] has been dormant for quite some time now. I kindly request you to close it and disburse the remaining balance as a check payable to [Your Name], and send it to my address.
Thank you,
[Your Name]
Sample 15 – Closure Request due to Unsatisfactory Interest Rates
Subject: Account Closure due to Unsatisfactory Interest Rates
Dear [Bank Manager],
I am dissatisfied with the interest rates provided on my account number [123456789]. Therefore, I request you to close this account and disburse the remaining balance as per my instructions.
Best Regards,
[Your Name]
Sample 16 – Closure Request for a Joint Account
Subject: Joint Account Closure Request
Dear [Bank Manager],
[Co-owner’s Name] and I have decided to close our joint account number [123456789]. We request you to disburse the remaining balance as per our instructions.
Warm Regards,
[Your Name]
Sample 17 – Closure Request for an Overdraft Account
Subject: Overdraft Account Closure Request
Dear [Bank Manager],
I wish to close my overdraft account number [123456789]. Please close this account and disburse the remaining balance as per my instructions.
Thank you,
[Your Name]
Sample 18 – Closure Request for a Loan Account
Subject: Loan Account Closure Request
Dear [Bank Manager],
As I have completed the repayment of my loan, I request you to close my loan account number [123456789].
Best Regards,
[Your Name]
Sample 19 – Closure Request due to Multiple Bank Accounts
Subject: Account Closure due to Multiple Bank Accounts
Dear [Bank Manager],
As I have multiple bank accounts, I have decided to consolidate them and hence request you to close my account number [123456789]. Please disburse the remaining balance as per my instructions.
Warm Regards,
[Your Name]
Sample 20 – Closure Request due to Bank Merger
Subject: Account Closure due to Bank Merger
Dear [Bank Manager],
In light of the recent merger of your bank, I have decided to close my account number [123456789]. Please disburse the remaining balance as per my instructions.
Thank you,
[Your Name]
Sample 21 – Closure Request due to Lack of Use
Subject: Account Closure due to Lack of Use
Dear [Bank Manager],
I have not been using my account number [123456789] lately, and I do not anticipate needing it in the future. Hence, I would like to request the closure of this account. Please disburse the remaining balance as per my instructions.
Best Regards,
[Your Name]
Sample 22 – Closure Request for a Minor’s Account
Subject: Minor’s Account Closure Request
Dear [Bank Manager],
As the custodian, I wish to close the minor’s account number [123456789] under my care. Please close this account and disburse the remaining balance as per my instructions.
Warm Regards,
[Your Name]
Sample 23 – Closure Request due to Bank’s Service Charges
Subject: Account Closure due to Bank’s Service Charges
Dear [Bank Manager],
I find the service charges on my account number [123456789] to be excessive. Therefore, I have decided to close this account. Please disburse the remaining balance as per my instructions.
Thank you,
[Your Name]
Sample 24 – Closure Request for a Trust Account
Subject: Trust Account Closure Request
Dear [Bank Manager],
As the trustee, I would like to close the trust account number [123456789]. Please close this account and disburse the remaining balance as per my instructions.
Best Regards,
[Your Name]
Sample 25 – Closure Request due to Identity Theft
Subject: Account Closure due to Identity Theft
Dear [Bank Manager],
My account number [123456789] has been compromised due to identity theft. As a safety measure, I would like to close this account. Please disburse the remaining balance as per my instructions.
Warm Regards,
[Your Name]
Remember to modify these letters to suit your personal circumstances. It is always advised to get in touch with your bank directly to understand their specific procedures and requirements for account closure. Happy banking!
